Study programme 2025-2026Français
Banking & Insurance - AAEP
Learning Activity
CodeLecturer(s)Associate Lecturer(s)Subsitute Lecturer(s) et other(s)Establishment
W-FINA-042
  • POZNIAK Laetitia
      • UMONS
      Language
      of instruction
      Language
      of assessment
      HT(*) HTPE(*) HTPS(*) HR(*) HD(*) Term
      FrançaisFrançais244000Q1


      Content of Learning Activity

      Chapter 1: Introduction to banking
      - Definition
      - Roles of banks
      - Business models
      - History and key periods
      - Major developments
      - Legal forms 
      - The banking sector in Belgium
      Chapter 2: Banking system and regulation
      - Supervisory and regulatory bodies
      - Belgian legislative framework
      - Capital adequacy and liquidity requirements
      - Special regulations
      Chapter 3: Banking management
      - Accounting aspects
      - Role of central banks
      - Performance indicators
      - Financing activities
      Chapter 4: Sustainable finance and responsible banking
      - SRI Socially Responsible Investment
      - Community finance
      - ESG criteria
      - Alternative finance
      Chapter 5: Innovation and technology in banking
      - Digitization in banking
      - Impact on banks' business model
      - Neobanking
      - Fintech 
      Chapter 6: Banking products and services
      - Customer segmentation
      - Banking products and services
      - Distribution channels
      Chapter 7: Bancassurance
      - Bancassurance / Assurfinance
      - Insurance basics and classification
      Chapter 8: Non-life insurance products
      - Car insurance
      - Home insurance
      - Health insurance
      Chapter 9: Life insurance products

      Required Learning Resources/Tools

      Not applicable

      Recommended Learning Resources/Tools

      Not applicable

      Other Recommended Reading

      Not applicable

      Mode of delivery

      • Hybrid

      Type of Teaching Activity/Activities

      • Cours magistraux
      • Travaux pratiques
      • Etudes de cas

      Evaluations

      The assessment methods of the Learning Activity (AA) are specified in the course description of the corresponding Educational Component (UE)

      Location of learning activity

      • Université de Mons - Mons

      Location of assessment

      • Université de Mons - Mons
      (*) HT : Hours of theory - HTPE : Hours of in-class exercices - HTPS : hours of practical work - HD : HMiscellaneous time - HR : Hours of remedial classes. - Per. (Period), Y=Year, Q1=1st term et Q2=2nd term
      Date de dernière mise à jour de la fiche ECTS par l'enseignant : 08/04/2025
      Date de dernière génération automatique de la page : 14/03/2026
      20, place du Parc, B7000 Mons - Belgique
      Tél: +32 (0)65 373111
      Courriel: info.mons@umons.ac.be